Participating In-Network Insurance Plans

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Aetna
We are in network with Aetna.

We are in network with most Banner Aetna Employer Plans.

Banner Aetna Exchange plans are out of network.

Blue Cross Blue Shield (BCBS)
We are in network with Blue Cross Blue Shield.

Some BCBS plans are narrow‑network or carved‑out plans. These plans may still carry the BCBS name but exclude certain practices. In many cases, these plans can be identified by specific BCBS ID prefixes.

BCBS Health Choice plans are out of network.

Cigna
We are in network with Cigna.

Cigna Local Plus plans are out of network.

GEHA
We are in network with GEHA.

Some GEHA plans are administered through shared provider networks. Please confirm coverage with member services.

UnitedHealthcare (UHC)
We are in network with most UnitedHealthcare commercial plans.

UMR (UnitedHealthcare subsidiary)
We are in network with UMR for most employer‑sponsored plans.

We are in network with the following AHCCCS plans:

• American Indian Health Program (AIHP)
• Arizona Complete Care (Centene)
• Banner – University Family Care
• Molina Healthcare
• UnitedHealthcare Community Plan

We are out of network with the following AHCCCS plans:

• Blue Cross Blue Shield of Arizona Health Choice
• Mercy Care

If your AHCCCS plan is not in network with us, we unfortunately cannot provide care. Medicaid plans do not allow out‑of‑network services. Please contact El Rio Health or other providers for care.

If coverage is pending or denied, families may be responsible for charges incurred during that period.

We are in network for active‑duty service members and their dependents insured through Triwest.

We are in network for veterans insured through Triwest.

When applicable, referrals are strongly recommended to help minimize out‑of‑pocket costs. Please confirm your plan details with member services.

The following plans are currently out of network:

• Banner Aetna Exchange Plans
• Blue Cross Blue Shield of Arizona Health Choice
• Cigna Local Plus
• Humana
• Mercy Care

If your plan is commercial (non‑Medicaid) and out of network, you still have options, outlined below.

This page provides general information. It is not a guarantee of coverage and is not medical, legal, or financial advice.

Coverage decisions, patient responsibility, and timelines are determined by your insurance carrier and your specific plan benefits. While we do our best to keep information current, it is ultimately the patient’s responsibility to confirm coverage.